“If you can fix a problem with money, it's not really a problem.” ― Kim Kardashian
This is true, up to a point. The difficulty is... defining the problem.
As an entrepreneur with an idea, you are trying to solve a problem or take advantage of an opportunity. At a deeper level, you need to make it work by either using known tools and methods, or by creating them.
The more innovative your idea is, the more you need to create it yourself.
You are mostly using money to fail, until you create everything you need to make your idea actually work. Only then can you use these for implementing your idea.
Since, at any given time, you have a limited amount of money, you’re better off investing less in discovering the right solution, and more in amplifying the effect the right solution can have.
So, the steps are:
Discover or create the right methods and tools.
Use these to implement your idea.
However, there is a prior step you should be doing: thinking about your idea.
You need to invest more effort and think carefully (and intentionally) about your idea before you actually invest money in both creating and implementing your idea as a product or service.
You’ll gain higher leverage by doing this sooner (and with less investment) than later.